Motorbike compulsory third party liability is a type of compulsory insurance for civil liability of motor vehicle owners according to the provisions of law. Thereby, the damage to death, body injuries, property of the third party or the passengers on the vehicle in the event of an accident caused by the vehicle in the event of an accident caused by the owner will be indemnified by the insurer if the accident falls under the coverage.

According to Decree 03/2021/ND-CP of the Government, motorbike CTPL insurance is a type of compulsory insurance for motor vehicle owners participating in traffic and operating in the territory of Vietnam.
In case the driver/vehicle owner fails to present thevalid motorbike CTPL certificate when participating in traffic, he/she will be administratively sanctioned in accordance with the law. 

You can buy motorbike CTPL through insurance companies that are allowed to deploy this insurance in accordance with the law. At Liberty Insurance Vietnam, customers can buy motorbike CTPL insurance online with just 3 steps right here on this page and get an insurance certificate with immediate effect.
Step 1: Enter vehicle information and desired insurance period
Step 2: Fill in personal information
Step 3: Confirm and proceed to payment

When purchasing motorbike CTPL at Liberty Insurance Vietnam, in case of an accident/incident causing damage to a third party, customers please take the following notification measures:
- Immediately notify the nearest authorities about the incident/accident or call 113
- Immediately notify Liberty Customer Service Center about the incident/accident by calling Onecall 1800 599 998 (24/7).
- Provide incident/accident information and follow the instructions of the Customer Service Center at the scene.

- Inform to Insurance company in writing.
-  Fill in Claim Form -  CPTL and mail the necessary documents as required from Liberty’s Claims handler.
-  Notice to the third parties the paid amount from the insurance company according to Decree No. 03/2021/NĐ-CP and pay claims.
- Collect and cooperating with Insurance company to collect necessary documents for the claim.
Customers can find out about the detailed compulsory third party liability claim process at: https://www.libertyinsurance.com.vn/en/claim-motocare-ctpl

The following cases will not be covered for damage in accordance with the law:
- Intentional act of causing damage
- Deliberately running away without performing civil responsibilities
- Driver under-age or over-age to operate a vehicle as prescribed or without a valid driving license
- Damage caused by indirect consequences
- Driving with blood or breath alcohol concentration, using prohibited drugs while driving
- Property is stolen or robbed in an accident
- Damage with special property
- Cases of force majeure such as war, terrorism, earthquake